Terms of Service
Short, plain, and honest — like everything else here. Last updated: 2026-09-26.
1. The service
Fugio is a web application that stores household financial models you provide (accounts, schedules, budgets, debts, transactions) and computes projections, simulations and calculator results from them. Access to paid features requires an active subscription; the free tier is available to anyone with an account.
2. Not financial advice
Fugio is for individual use only. Its outputs should not be acted upon as a complete financial plan and are presented without warranty. Projections, simulations and calculator results are estimates based on your inputs — not professional financial, legal or tax advice. Consult a licensed professional for decisions that carry legal, tax or material financial consequences.
3. Your account and your data
You are responsible for keeping your credentials secret and for the accuracy of the data you enter. You retain all rights to your data; we process it only as described in the Privacy Policy. Financial history is append-only: deletions are recorded as compensating (revert) entries rather than silent removals.
4. Acceptable use
Do not probe, overload, or attempt unauthorized access to the service; do not use it to store data you have no right to store; do not resell or share paid access. Invite requests submitted through this website must be truthful; duplicate or automated submissions may be discarded.
5. Service availability and changes
The service may change over time — features are added, adjusted, or retired with notice where practical. We maintain restore-tested backups and an append-only ledger; report anything that looks wrong and we will fix or explain it.
6. Fees
Paid plans and their prices are described on the pricing page before any charge; prices are shown exclusive of applicable taxes, which are added at checkout where required. The free tier requires no card and is never billed. Charges, cancellations and refunds are governed by our Refund Policy.
7. Liability
To the maximum extent permitted by law, Fugio is provided "as is" and our aggregate liability arising from the service is limited to amounts you paid us in the twelve months preceding the claim (zero if you have not paid us). Nothing in these terms limits liability that cannot be limited by law in your jurisdiction.
8. Termination
You may stop using Fugio and request erasure at any time. We may suspend accounts that violate these terms, with notice where practical.
9. Changes and contact
Material changes to these terms will be announced in-app and dated here. Questions: support@fugio.io. Privacy requests (access, correction, erasure): privacy@fugio.io.